Degree 1: Naive Model
We live in the "new normal" where a college degree does not guarantee any graduate a great job.  In a shrinking economy with a smaller middle class - unemployment rates are higher among those with out degrees - however going into debt just to get that BA/BS may not guarantee a solid career and future income.  

This insight series suggests there may be other important factors that predict good careers and  income streams than just a college degree.

This is the first Insight in the series. It is a simple, more "traditional" naive model of how education works, with an increased lifetime earnings from going to college.

Next: Degree 2: Loan Costs

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