The effects of subsidies and incentives for private health insurance on the mix of public and private hospital use. The central role of adverse selection/moral hazard on private health insurance sustainability. See also updated version around 2017

Update to the original IM-636 from around 2002 based on 2017 discussion/inquiry into improving private health insurance in Australia 

The effects of subsidies and incentives for private health insurance on the mix of public and private hospital use. The central role of adverse selection/moral hazard on private health insurance sustainability. See also updated version around 2017