Finance | Insight Maker

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Justin K

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Dennis Tref

Format: Given pre-conditions when independent variables(s) then dependent variable

Given Earnings Decline (0.25), Spending Variance (55), Initial Investment (500) and Rate of Return (RandNormal(0.06, 0.12)) when one of these independent variables change then how sensitive is Investment (22) over a 30 year time period (-1,000)

H1: if you Earn more then Investment will last much longer => rejected

H2: if you Spend less then Investment will last much longer => accepted

H3: if your Initial Investment is higher then Investment will last much longer => accepted

H4: if you reduce your Spend when Investments are declining then Investment will last much longer => accepted

Given Earnings Decline (0.25), Spending Variance (55), Initial Investment (500) and Rate of Return (RandNormal(0.06, 0.12)) when one of these independent variables are optimised then Investment will last exactly 30 years by minimising the absolute investment gap

H1: if you set an appropriate Spending Base then remaining Investment is 0 => rejected

H2: if you set an appropriate Spending Reduction then remaining Investment is 0 => rejected

Source for investment returns: https://seekingalpha.com/article/3896226-90-year-history-of-capital-market-returns-and-risks

Clone of Wealth Management when Retiring

Kathy Gittins

THE BROKEN LINK BETWEEN SUPPLY AND DEMAND CREATES TURBULENT CHAOTIC DESTRUCTION

The existing global capitalistic growth paradigm is totally flawed

Growth in supply and productivity is a summation of variables as is demand ... when the link between them is broken by catastrophic failure in a component the creation of unpredictable chaotic turbulence puts the controls ito a situation that will never return the system to its initial conditions as it is STIC system (Lorenz)

The chaotic turbulence is the result of the concept of infinite bigness this has been the destructive influence on all empires and now shown up by Feigenbaum numbers and Dunbar numbers for neural netwoirks

See Guy Lakeman Bubble Theory for more details on keeping systems within finite working containers (villages communities)

Clone of THE BROKEN LINK BETWEEN SUPPLY AND DEMAND CREATES CHAOTIC TURBULENCE (+controls)

Ricardo Santana Cabello

Simulation of MTBF with controls

F(t) = 1 - e ^ -λt

Where

• F(t) is the probability of failure

• λ is the failure rate in 1/time unit (1/h, for example)

• t is the observed service life (h, for example)

The inverse curve is the trust time
On the right the increase in failures brings its inverse which is loss of trust and move into suspicion and lack of confidence.
This can be seen in strategic social applications with those who put economy before providing the priorities of the basic living infrastructures for all.

This applies to policies and strategic decisions as well as physical equipment.
A) Equipment wears out through friction and preventive maintenance can increase the useful lifetime,
B) Policies/working practices/guidelines have to be updated to reflect changes in the external environment and eventually be replaced when for instance a population rises too large (constitutional changes are required to keep pace with evolution, e.g. the concepts of the ancient Greeks, 3000 years ago, who based their thoughts on a small population cannot be applied in 2013 except where populations can be contained into productive working communities with balanced profit and loss centers to ensure sustainability)

Early Life

If we follow the slope from the leftmost start to where it begins to flatten out this can be considered the first period. The first period is characterized by a decreasing failure rate. It is what occurs during the “early life” of a population of units. The weaker units fail leaving a population that is more rigorous.

Useful Life

The next period is the flat bottom portion of the graph. It is called the “useful life” period. Failures occur more in a random sequence during this time. It is difficult to predict which failure mode will occur, but the rate of failures is predictable. Notice the constant slope.

Wearout

The third period begins at the point where the slope begins to increase and extends to the rightmost end of the graph. This is what happens when units become old and begin to fail at an increasing rate. It is called the “wearout” period.

Clone of Clone of BATHTUB MEAN TIME BETWEEN FAILURE (MTBF) RISK

Alena Peskova

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Emilia Cloppenburg

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Natsuki Aizawa

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Yooshin Moon

THE BROKEN LINK BETWEEN SUPPLY AND DEMAND CREATES TURBULENT CHAOTIC DESTRUCTION

The existing global capitalistic growth paradigm is totally flawed

Growth in supply and productivity is a summation of variables as is demand ... when the link between them is broken by catastrophic failure in a component the creation of unpredictable chaotic turbulence puts the controls ito a situation that will never return the system to its initial conditions as it is STIC system (Lorenz)

The chaotic turbulence is the result of the concept of infinite bigness this has been the destructive influence on all empires and now shown up by Feigenbaum numbers and Dunbar numbers for neural netwoirks

See Guy Lakeman Bubble Theory for more details on keeping systems within finite working containers (villages communities)

Clone of THE BROKEN LINK BETWEEN SUPPLY AND DEMAND CREATES CHAOTIC TURBULENCE (+controls)

Marco

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Felipe Sperling

THE BROKEN LINK BETWEEN SUPPLY AND DEMAND CREATES TURBULENT CHAOTIC DESTRUCTION

The existing global capitalistic growth paradigm is totally flawed

Growth in supply and productivity is a summation of variables as is demand ... when the link between them is broken by catastrophic failure in a component the creation of unpredictable chaotic turbulence puts the controls ito a situation that will never return the system to its initial conditions as it is STIC system (Lorenz)

The chaotic turbulence is the result of the concept of infinite bigness this has been the destructive influence on all empires and now shown up by Feigenbaum numbers and Dunbar numbers for neural netwoirks

See Guy Lakeman Bubble Theory for more details on keeping systems within finite working containers (villages communities)

Clone of THE BROKEN LINK BETWEEN SUPPLY AND DEMAND CREATES CHAOTIC TURBULENCE (+controls)

Stephanie Lewkowitz Hahn

7

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Dennis Tref

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Anthony Woodrow

Models the repayment of a mortgage, with a fixed-term fixed-rate deal.

e.g. for an up-front £1495 fee, you get a fixed interest rate of 1.22% for 2 years, followed by variable rate).

After the deal ends, the 'variable' rate is currently constant, but could be set via a converter instead to model different predictions of future interest rates.

Fixed rate mortgage deal model

Mark de Cates

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Xiaotong,Lu

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Catie

Model1

Stanislav Podrutskiy

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Lea Frentzen

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Hazuki Kanetake

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Alex Sargent

A simple budget planning system. What additional complexities can you add?

Clone of ISD Savings Plan

Lina Kraftsoff

Simple model used to assess the likely outcome of Revenue and Profit due to variability of purchase price, price impact on Units Sold, and Units Sold impact on Unit Cost.

Clone of Impact of variable price on revenue & profit

Nilo Guimaraes

Hier werden Spareinlagen in Abhängigkeit von einstellbaren Ausgaben und einem geregelten Einkommen sowie Investitionen simuliert.

Spareinlagensimulation

Some One

THE BROKEN LINK BETWEEN SUPPLY AND DEMAND CREATES TURBULENT CHAOTIC DESTRUCTION

The existing global capitalistic growth paradigm is totally flawed

Growth in supply and productivity is a summation of variables as is demand ... when the link between them is broken by catastrophic failure in a component the creation of unpredictable chaotic turbulence puts the controls ito a situation that will never return the system to its initial conditions as it is STIC system (Lorenz)

The chaotic turbulence is the result of the concept of infinite bigness this has been the destructive influence on all empires and now shown up by Feigenbaum numbers and Dunbar numbers for neural netwoirks

See Guy Lakeman Bubble Theory for more details on keeping systems within finite working containers (villages communities)

Clone of Clone of Clone of Clone of THE BROKEN LINK BETWEEN SUPPLY AND DEMAND CREATES CHAOTIC TURBULENCE (+controls)

Yanhui Su

3

Finance Models