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CUB信用卡發展複雜系統

ChaoWang Kuo

國泰世華銀行信用卡發展業務背景 :

1.2006年前台灣市場環境 : 台灣信用卡業務發展蓬勃,因信用卡循環利率高達20%,利潤可觀,又市場高達30家以上發卡機構,於主管機關金管會監管較不嚴謹下,造成各家發卡機構發卡氾濫,信用額度給予寬鬆,大力推展信用卡貸放產品,終究造成信用卡與現金卡「雙卡」卡債債風暴。

  • 1 week 1 hour ago

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