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Income

Degree 1: Naive Model

Matt Sadinsky
We live in the "new normal" where a college degree does not guarantee any graduate a great job.  In a shrinking economy with a smaller middle class - unemployment rates are higher among those with out degrees - however going into debt just to get that BA/BS may not guarantee a solid career and future income.  
This insight series suggests there may be other important factors that predict good careers and  income streams than just a college degree.

This is the first Insight in the series. It is a simple, more "traditional" naive model of how education works, with an increased lifetime earnings from going to college.

Next: Degree 2: Loan Costs

CBA College Value Of Education Value Of College Income

  • 6 years 1 month ago

Degree 2: Loan Costs

Matt Sadinsky
We live in the "new normal" where a college degree does not guarantee any graduate a great job.  In a shrinking economy with a smaller middle class - unemployment rates are higher among those with out degrees - however going into debt just to get that BA/BS may not guarantee a solid career and future income.  
This insight series suggests there may be other important factors that predict good careers and  income streams than just a college degree.

This is the second Insight in the series. It takes into account the potential cost of student loans in the case that the student does not manage to pass college or does not succeed in their career.

Previous: Degree 1: Naive ModelNext: Degree 3: Savings Over Time

CBA College Value Of Education Value Of College Income

  • 6 years 1 month ago

Degree 3: Savings Over Time

Matt Sadinsky
We live in the "new normal" where a college degree does not guarantee any graduate a great job.  In a shrinking economy with a smaller middle class - unemployment rates are higher among those with out degrees - however going into debt just to get that BA/BS may not guarantee a solid career and future income.  
This insight series suggests there may be other important factors that predict good careers and  income streams than just a college degree.

This is the third Insight in the series. It illustrates the difference in savings over time for a doctor or for a skilled worker who went to a trade school.

Previous: Degree 2: Loan Costs

CBA College Value Of Education Value Of College Income

  • 6 years 1 month ago