Fire | Insight Maker

Simulator of your money behavior in your pursuit of FIRE (Financial Independence and Early Retirement)

Simulator is equipped with additional wealth generation system post FI point - "FI point buffer". It is additional buffer in % above FI to earn before early retirement. If you spend on the same level as before reaching FIRE it will generate additional wealth after you retire and it keeps you secure if your spending increases after you retire.

How to use:

· Adjust sliders according to your particular situation
· Run simulation and examine the results
· Keep all the money numbers in one currency.
· Unless specified otherwise sliders are in currency unit

FIRE point is calculated using the rule of 300 (12x25) over your monthly expenses adjusted for taxes at specified rate.

If you wish to stop simulation at the FIRE point change formula in “STOP” variable to “IfThenElse([Investment]>[FI point], Stop(), 0)”

FIRE simulator

Cezary Zając

*scroll to bottom for user inputs*

FIRE_simulation

v1.0

20200618

A personal finance simulation to predict retirement date.

with some adjustable variables, and some probabilistic variables, you can run a simulation of 500 clones of yourself pre->post FIRE and see how many clones retire at what years.

Some clones get lucky with the market and eg low child costs -> retire early.

Some clones get bad luck and take a few more years to retire!

can also track a clones assets, income, savings rate over time.

Also can use to stress-test (eg poor market returns), and goal seek (assets go to zero when i die. to retire earlier)

Top right are variables about me.

Top left are market variables.

bottom right are simulant/clone (output) info.

Middle 'folder' represents a clone of me.

some vars arent fixed, rather probabilities eg child costs being unknown, i have normally distributed it (my half of costs) around $12k pa and each clone of me gets a random cost on the dist for the simulation. I will add and update in next version

Sign up to insightmaker, click "clone insight" and build/adjust your own modelling. Or send feedback to phillip.balding@gmail.com

programming notes:

-market return years running consecutively not random.

-future years return FIRE rule

-cap_gains and pay_super flows can now be neg

-intro of super still seems too high, grows too much after 60

-rearrange user input variables

To do:

-get actual historical dividends

-goalseek to die with 0 assets -> minimise retirement age.

-year begin not integer?

-auto interpolation seems good.

-tidy the fucking model map mess

-fix child costs at initial random dist.

FIRE_simulation

Phillip Balding

This is a model showing the behavior of fire at set wind speeds, relative humidity levels, and ignition point.

Forest Fire Model

Sven Rodne

6

*scroll to bottom for user inputs*

FIRE_simulation

v1.0

20200618

A personal finance simulation to predict retirement date.

with some adjustable variables, and some probabilistic variables, you can run a simulation of 500 clones of yourself pre->post FIRE and see how many clones retire at what years.

Some clones get lucky with the market and eg low child costs -> retire early.

Some clones get bad luck and take a few more years to retire!

can also track a clones assets, income, savings rate over time.

Also can use to stress-test (eg poor market returns), and goal seek (assets go to zero when i die. to retire earlier)

Top right are variables about me.

Top left are market variables.

bottom right are simulant/clone (output) info.

Middle 'folder' represents a clone of me.

some vars arent fixed, rather probabilities eg child costs being unknown, i have normally distributed it (my half of costs) around $12k pa and each clone of me gets a random cost on the dist for the simulation. I will add and update in next version

Sign up to insightmaker, click "clone insight" and build/adjust your own modelling. Or send feedback to phillip.balding@gmail.com

programming notes:

-market return years running consecutively not random.

-future years return FIRE rule

-cap_gains and pay_super flows can now be neg

-intro of super still seems too high, grows too much after 60

-rearrange user input variables

To do:

-get actual historical dividends

-goalseek to die with 0 assets -> minimise retirement age.

-year begin not integer?

-auto interpolation seems good.

-tidy the fucking model map mess

-fix child costs at initial random dist.

Clone of FIRE_simulation

Joo Hee Lee

Beta version of model to explore relationships among investments in forest harvest, forest restoration, wood products manufacturing, and fire risk on 4+ million acres of private forestland in the Western U.S.

Clone of Western Forest Restoration 1.0

Joe Hester

Beta version of model to explore relationships among investments in forest harvest, forest restoration, wood products manufacturing, and fire risk on 4+ million acres of private forestland in the Western U.S.

Western Forest Restoration 1.0

Spencer Phillips

6 2 weeks ago

Beta version of model to explore relationships among investments in forest harvest, forest restoration, wood products manufacturing, and fire risk on 4+ million acres of private forestland in the Western U.S.

Clone of Western Forest Restoration 1.0

Greg Latta

Beta version of model to explore relationships among investments in forest harvest, forest restoration, wood products manufacturing, and fire risk on 4+ million acres of private forestland in the Western U.S.

Clone of Western Forest Restoration 1.0

James Ondari

Beta version of model to explore relationships among investments in forest harvest, forest restoration, wood products manufacturing, and fire risk on 4+ million acres of private forestland in the Western U.S.

Clone of Western Forest Restoration 1.0

Elizabeth Suffa

Beta version of model to explore relationships among investments in forest harvest, forest restoration, wood products manufacturing, and fire risk on 4+ million acres of private forestland in the Western U.S.

Clone of Western Forest Restoration 1.0

Julius G

Beta version of model to explore relationships among investments in forest harvest, forest restoration, wood products manufacturing, and fire risk on 4+ million acres of private forestland in the Western U.S.

Clone of Western Forest Restoration 1.0

nat borto

Beta version of model to explore relationships among investments in forest harvest, forest restoration, wood products manufacturing, and fire risk on 4+ million acres of private forestland in the Western U.S.

Clone of Western Forest Restoration 1.0

Hannah Zaveri

Beta version of model to explore relationships among investments in forest harvest, forest restoration, wood products manufacturing, and fire risk on 4+ million acres of private forestland in the Western U.S.

Clone of Western Forest Restoration 1.0

Mason Wilson

This is a model showing the behavior of fire at set wind speeds, relative humidity levels, and ignition point.

Clone of Forest Fire Model

Silvane Priscila Adonay Martins Andrade

This is a model showing the behavior of fire at set wind speeds, relative humidity levels, and ignition point.

Forest - Fire Model

NIVESH

Interactions for fire, cheatgrass, and biological soil crusts based on data at Horse Heaven Hills, Washington

Bio Crusts HHH space occupancy

Bruce McCune

This is a model showing the behavior of fire at set wind speeds, relative humidity levels, and ignition point.

Clone of Forest Fire Model

Christopher Still

Interactions for fire, cheatgrass, and biological soil crusts based on data at Horse Heaven Hills, Washington

Bio Crusts HHH

Bruce McCune

Beta version of model to explore relationships among investments in forest harvest, forest restoration, wood products manufacturing, and fire risk on 4+ million acres of private forestland in the Western U.S.

Western Forest Restoration 1.0

Team Key-Log

26

Interactions for fire, cheatgrass, and biological soil crusts based on data at Horse Heaven Hills, Washington

Bio Crusts HHH simplified

Bruce McCune

My Insight

Anurag chourasia

Beta version of model to explore relationships among investments in forest harvest, forest restoration, wood products manufacturing, and fire risk on 4+ million acres of private forestland in the Western U.S.

Western Forest Restoration 1.0_BKP20180101

Team Key-Log

3 weeks ago

Simulator of your money behavior in your pursuit of FIRE (Financial Independence and Early Retirement)

Simulator is equipped with additional wealth generation system post FI point - "FI point buffer". It is additional buffer in % above FI to earn before early retirement. If you spend on the same level as before reaching FIRE it will generate additional wealth after you retire and it keeps you secure if your spending increases after you retire.

How to use:

· Adjust sliders according to your particular situation
· Run simulation and examine the results
· Keep all the money numbers in one currency.
· Unless specified otherwise sliders are in currency unit

FIRE point is calculated using the rule of 300 (12x25) over your monthly expenses adjusted for taxes at specified rate.

If you wish to stop simulation at the FIRE point change formula in “STOP” variable to “IfThenElse([Investment]>[FI point], Stop(), 0)”

Clone of FIRE simulator

Narges Amini

12 months ago

Simulator of your money behavior in your pursuit of FIRE (Financial Independence and Early Retirement)

Simulator is equipped with additional wealth generation system post FI point - "FI point buffer". It is additional buffer in % above FI to earn before early retirement. If you spend on the same level as before reaching FIRE it will generate additional wealth after you retire and it keeps you secure if your spending increases after you retire.

How to use:

· Adjust sliders according to your particular situation
· Run simulation and examine the results
· Keep all the money numbers in one currency.
· Unless specified otherwise sliders are in currency unit

FIRE point is calculated using the rule of 300 (12x25) over your monthly expenses adjusted for taxes at specified rate.

If you wish to stop simulation at the FIRE point change formula in “STOP” variable to “IfThenElse([Investment]>[FI point], Stop(), 0)”

Clone of FIRE simulator

Narges Amini

12 months ago

Fire Models